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Feedback about Redwood Credit Union?
Here you read the feedback of our clients.
I live in north lakeport and am thrilled we now have an office in lake county.
Willie Fadel
The staff has always been helpful and friendly.
Melisa Fay
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Above there are details about a certain lender. Below every reader may grapple with the essence of payday loans.
Payday Loans in Lower Lake, California
A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.
It is easy and fast to issue loans in Lower Lake, California. The rates are set on an individual basis: if a client repays as much loans as possible, she will be offered one of the most reasonable terms and rates.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Redwood Credit Union help take out a loan in Lower Lake, California?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with personal data. It will take several minutes to consider the form. The funds are transferred in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every customer should enter the following data:
Then you have to submit an application and recieve an offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Lower Lake, ca review this circumstance not a drawback to take out a loan. The borrower of a loan should be prepared to objectively assess financial solvency, issue a loan, pay back the debt on time and not only handle current problems, but enhance the credit rating.
The following general points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.
APR Calculator
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