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5 2 reviews

14001 Lakeridge Cir, Magalia, CA 95954, USA
+1 (530) 873-6854
www.mechanicsbank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Magalia Branch?

Here you grapple with the reviews of our clients.

I trusted Mechanics Bank - Magalia Branch when it was necessary to get a small loan. I filled out an application quickly. No issues.

Daphney Ziemann IV

I took out a loan when I had problems with money. There was no other way out. I looked out this site on the Internet, among others. Has applied several services. One denied, the other issued at too high a interest rate, but here it was approved as I wanted.

Ardella Schiller Jr.

Thanks to the staff for the competent service. They helped out in difficult times. For application you only need an ID.

Evangeline Jacobson

want to express my deep gratitude to Mechanics Bank - Magalia Branch for believing my case. I had some problems with a credit score, but this company helped me out and took out a loan.

Dr. Ignatius Wilderman

Pay Attention

Above there are details about a exact lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Magalia, California

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

It is easy and quick to take out payday loans in Magalia, California. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - Magalia Branch help issue a loan in Magalia, California?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be deposited to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Payday lenders in Magalia, ca review this circumstance not a hindrence to issue a loan. The client of a payday loan should be prepared to objectively estimate financial abilities, take out a loan, pay back the debt on a due date and not only handle current issues, but improve the credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

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