Welcome to Our Online Loan Referral Service

3.5 4 reviews

5011 Coakley Cir, Mariposa, CA 95338, USA
+1 (209) 723-4285
merco.org
Thursday
9:30AM–5PM
Friday
9:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–5PM
Tuesday
9:30AM–5PM
Wednesday
9:30AM–5PM

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Feedback about MERCO Credit Union?

Here you grapple with the reviews of our clients.

Great people to people .

Percival Kulas

Lots of local services.

Mrs. Jackie Raynor

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Above-specified info offers the details about a exact lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Mariposa, California

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Hassle-free financial products are known as payday loans in Mariposa, ca. They are issued at individually-set interest rates. They depend on customer's data. It is also important to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will MERCO Credit Union help issue a payday loan in Mariposa, California?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Mariposa, California. They assess many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Mariposa, California

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+1 (818) 432-8840

Corner Cash Advance Redding

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Redwood Credit Union

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+1 (800) 479-7928

www.redwoodcu.org

Bank of America ATM (Drive-thru)

240 Chester Ave, Bakersfield, CA 93301, USA

+1 (844) 401-8500

locators.bankofamerica.com

Oportun

1130 W 6th St, Corona, CA 92882, USA

+1 (951) 327-5483

oportun.com

El Dorado Savings Bank

18726 CA-49, Plymouth, CA 95669, USA

+1 (209) 245-3000

www.eldoradosavingsbank.com

Citizens Equity First Credit Union

3607 El Camino Real, Santa Clara, CA 95051, USA

+1 (408) 545-1420

www.cefcu.com

Same Day Title Loan

2740 Fulton Ave #125, Sacramento, CA 95821, USA

+1 (877) 221-1249

www.samedaytitleloan.com

5 Star Personal Loans

6534 Lankershim Blvd, North Hollywood, CA 91606, USA

+1 (818) 666-2946

5starpersonalloans.com

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