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Created Date
1995-09-16
Mailing Address
Company Name
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Feedback about Westamerica Bank?
Here you grapple with the reviews of our clients.
I often issue a cash advance to a card in Westamerica Bank. It is very convenient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the terms.
Prof. Bernhard Fisher III
It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to use Westamerica Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.
Prof. Jon Murray I
Money was urgently required. I submitted an online application in Westamerica Bank. I sent all the necessary photos of documents, talked to the managers by phone. The requested loan was approved. Within an hour, the money was transferred to my card.
Tara Rowe DDS
The funds are transferred to my credit card. I pay back through my account. The payment is efficient and fast. Pay on schedule and there will be no problems.
Lynn Nienow II
Pay Attention
Above-defined info offers the details about a exact lender. Below-shown info is oriented on general information about payday loans.
Payday Loans in Martinez, California
Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.
This financial product in Martinez, California is issued simply and quickly. The interest rate is set depending on the category of the customer: the more loans are successfully repaid, the more attractive terms will be offered to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Westamerica Bank help issue a payday loan in Martinez, California?
- Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with person-related data. It will take several minutes to process the application. The funds are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every customer should fill out the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Martinez, ca will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit score.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator clarifies the cost of the payday loan known as APR.
APR Calculator
Other Payday Lenders in Martinez, California
Oak Valley Community Bank - Sonora East
14890 Mono Way, Sonora, CA 95370, USA
+1 (209) 532-7100
www.ovcb.com
Pacific Premier Bank
901 E Tahquitz Canyon Way, Palm Springs, CA 92262, USA
+1 (760) 660-4544
www.ppbi.com
East West Bank
17530 Colima Rd, Rowland Heights, CA 91748, USA
+1 (626) 435-1800
www.eastwestbank.com
California Check Cashing Stores
45 S Sanborn Rd suite e, Salinas, CA 93905, USA
+1 (831) 753-2274
www.ccfi.com
Bank of the West
9401 Wilshire Blvd, Beverly Hills, CA 90212, USA
+1 (310) 278-3410
www.bankofthewest.com
