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Feedback about Shell Western States Federal Credit Union?
Here you read the feedback of our clients.
They have great services despite of being a small bank.
Korey Monahan
These people are not professionals what so ever.
Rachel Schuppe
Very good every time I go to deposit or withdrawal, I get fast friendly service.
Prof. Eino Raynor
Pay Attention
Further there will be given the details about not a definite lender. The information below will define common information about payday loans and its specific aspects.
Payday Loans in Martinez, California
The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.
It is easy and quick to issue payday loans in Martinez, California. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most favorable terms and rates.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Shell Western States Federal Credit Union help issue a payday loan in Martinez, California?
- 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a account, so a personal visit to the department is not required.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every borrower should enter the following data:
Submit an application to recieve terms and rates for an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Martinez, California. They rate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit score.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.
APR Calculator
Other Payday Lenders in Martinez, California
East West Bank
7320 Clairemont Mesa Blvd, San Diego, CA 92111, USA
+1 (858) 496-3800
www.eastwestbank.com
North Island Credit Union
10549 Scripps Poway Pkwy, San Diego, CA 92131, USA
+1 (800) 334-8788
northisland.ccu.com
