Welcome to Our Online Loan Referral Service

2.4 7 reviews

2000 M St, Merced, CA 95340, USA
+1 (209) 726-3650
www.mechanicsbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Merced Branch?

Here you grapple with the reviews of our customers.

Great staff and customer service.

Marcus Shanahan

Acted like I was dumb for not knowing that I would get charge

Terence Pollich

Really enjoy this team and their services!!!

Elyssa Smith

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes readers grapple with common information about payday loans.

Payday Loans in Merced, California

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Merced, California are taken out hassle-free. The interest percentage depends on the client's personal data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - Merced Branch help take out a loan in Merced, California?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be credited to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Payday lenders in Merced, ca review this circumstance not an obstacle to issue a loan. The customer of a payday loan should be prepared to objectively assess financial abilities, issue a loan, repay the debt on time and not only solve current difficulties, but improve the credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Merced, California

Apoyo Financiero Napa

2987 Jefferson St, Napa, CA 94558, USA

+1 (707) 492-1022

www.apoyo-financiero.com

Bank of America (with Drive-thru ATM)

955 El Camino Real, South San Francisco, CA 94080, USA

+1 (650) 742-8053

locators.bankofamerica.com

ATM - Umpqua Bank

1500 Soscol Ave, Napa, CA 94559, USA

+1 (707) 257-8585

locations.umpquabank.com

1st Northern California Credit Union

1111 Pine St, Martinez, CA 94553, USA

+1 (888) 387-8632

www.1stnorcalcu.org

Tri Counties Bank ATM

2844 F St, Eureka, CA 95501, USA

+1 (800) 922-8742

www.tcbk.com

Check Into Cash

1385 W Henderson Ave, Porterville, CA 93257, USA

+1 (559) 784-2294

local.checkintocash.com

MoneyGram

5623 Kanan Rd, Old Agoura, CA 91301, USA

+1 (818) 991-5522

locations.moneygram.com

Norwalk Loan Company

11985 Firestone Blvd, Norwalk, CA 90650, USA

+1 (562) 474-1500

needtopawn.com

Tri Counties Bank

204 Chestnut St, Mt Shasta, CA 96067, USA

+1 (530) 926-2653

branch.tcbk.com

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