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Created Date
1997-03-27
Mailing Address
Company Name
Contact Data
Feedback about F & M Bank?
Here you read the feedback of our customers.
Love this bank, and the customer service!
Ernestina Nolan II
I have now switched banks and cannot be happier.
Chaya Lind
Great place to bank.
Murl Rempel
Pay Attention
The first three points describe the certain lender. In other turn, below-shown info makes readers get acquainted shared information about payday loans.
Payday Loans in Merced, California
Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.
This financial product in Merced, California is issued simply and quickly. The interest percentage is specified depending on the category of the client: the more loans are successfully repaid, the more reasonable terms will be offered to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will F & M Bank help take out a payday loan in Merced, California?
- Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to visit any store.
- No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
- Fast and high approval level. The positive offer counts almost 98%.
- Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.
What data to fill out in the application? - General Info
To leave an application, every client should fill in the following data:
Then you have to press a Submit button and recieve an offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in Merced, ca consider this circumstance not a hindrence to take out a loan. The recipient of a payday loan should be prepared to objectively estimate financial abilities, issue a loan, repay the debt on time and not only solve current problems, but enhance the credit history.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the payday loan known as annual percentage rate.
APR Calculator
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