Welcome to Our Online Loan Referral Service


711 W 19th St, Merced, CA 95340, USA
+1 (209) 384-1050
www.agloan.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

1995-12-26

Mailing Address

Company Name

Contact Data

Feedback about American AgCredit?

Here you see the reviews of our customers.

Not the first time I use American AgCredit. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps a lot when funds is urgently needed.

Miss Hettie Dibbert

I'm not ashamed to borrow money from American AgCredit, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Modesta Stark Sr.

I had a difficult situation in my life. I urgently needed extra funds. This company helped out me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Miss Teresa Thiel Sr.

I issued a cash advance when I had problems with money. There was no other way out. I looked out this site on the Internet, among others. Has applied several services. One refused, the other offered too high a percentage, but here it was approved as I wanted.

Mr. Ulises Greenfelder

I submit an application quite often. I am pleased with the terms. There is online day and night service.

Miss Enola Stokes DDS

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Merced, California

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Merced, California is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will American AgCredit help take out a payday loan in Merced, California?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued day and night. The transfer will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Merced, ca review this circumstance not a drawback to issue a loan. The customer of a payday loan should be ready to objectively estimate financial abilities, take out a loan, repay the debt on schedule and not only resolve current difficulties, but improve the credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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