Welcome to Our Online Loan Referral Service

3.7 3 reviews

490 W Olive Ave, Merced, CA 95348, USA
+1 (209) 383-8520
www.westamerica.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

Feedback about Westamerica Bank?

Here you see the feedback of our customers.

I submit an application quite often. I am pleased with the terms. There is online day and night service.

Zack Gerhold

Westamerica Bank applied for a payday loan secured by a car for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Izaiah Fritsch

Yesterday I needed money, I decided to contact Westamerica Bank. They quickly approved the amount required, and besides, they offered reasonable terms at a low interest rate.

Mrs. Eloisa Glover

Pay Attention

Further there will be shown the details about not a certain lender. The information below will define shared information about payday loans and its specific features.

Payday Loans in Merced, California

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

It is simple and fast to take out payday loans in Merced, California. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Westamerica Bank help take out a loan in Merced, California?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Merced, California. They assess many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Merced, California

Express Money Center

560 S Winchester Blvd # 500, San Jose, CA 95128, USA

+1 (888) 205-4156

expressmoneycenter.com

U.S. Bank ATM - San Jacinto

1251 N State St, San Jacinto, CA 92583, USA

+1 (800) 872-2657

usbank.com

First Finance

12900A Garden Grove Blvd STE 200, Garden Grove, CA 92843, USA

+1 (714) 530-4741

ATM (Union Bank)

27730 Santa Margarita Pkwy, Mission Viejo, CA 92691, USA

+1 (949) 586-5682

www.unionbank.com

Westamerica Bank

590 Center Ave, Martinez, CA 94553, USA

+1 (925) 335-3060

www.westamerica.com

Flagstar Bank Home Loan Center

2040 Main St Suite 710, Irvine, CA 92614, USA

+1 (949) 668-1263

flagstar-opes.com

Union Bank

42138 Big Bear Blvd, Big Bear Lake, CA 92315, USA

+1 (909) 866-3447

blw.unionbank.com

ACE Cash Express

603 E University Dr C, Carson, CA 90746, USA

+1 (310) 327-7243

www.acecashexpress.com

Tri Counties Bank ATM

909 Main St, Fortuna, CA 95540, USA

+1 (800) 922-8742

www.tcbk.com

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