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Further there will be presented the details about not a exact lending company. The information below will tell about common information about payday loans and its specific features.
Payday Loans in Merced, California
A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.
This financial product in Merced, California is taken out simply and quickly. The interest percentage is defined considering the category of the customer: the more loans are successfully paid back, the more reasonable terms will be offered to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Swift Title Loans Merced help take out a payday loan in Merced, California?
- Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to attend any department.
- No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill in an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
- Fast and high approval level. The positive offer counts almost 98%.
- Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.
What data to fill in in the application? - General Info
To submit an application, every customer should fill in the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Merced, ca consider this circumstance not an obstacle to issue a loan. The customer of a loan should be ready to objectively estimate financial abilities, take out a loan, repay the debt on time and not only cope with current difficulties, but enhance the credit history.
The following common points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is intended to calculating the APR. This is a exact cost of the payday loan.
APR Calculator
Other Payday Lenders in Merced, California
Empire Home Loans, Inc.
4401 Hazel Ave Suite 135, Fair Oaks, CA 95628, USA
+1 (916) 715-1974
www.empirehomeloans.com
US Lending Network
1125 E Broadway #545, Glendale, CA 91205, USA
+1 (888) 775-0859
uslendingnetwork.com
Bank of the West
3500 Aviation Blvd, Redondo Beach, CA 90278, USA
+1 (310) 379-8416
www.bankofthewest.com
OneMain Financial
5132 Stevens Creek Blvd, San Jose, CA 95129, USA
+1 (408) 249-8220
www.onemainfinancial.com
