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5 2 reviews
Loan agency in Merced, California

1991 E Childs Ave, Merced, CA 95341, USA
+1 (209) 674-0961
sharppersonalloans.com
Friday
7AM–9PM
Saturday
7AM–9PM
Sunday
7AM–7PM
Monday
7AM–7PM
Tuesday
7AM–9PM
Wednesday
7AM–9PM
Thursday
7AM–9PM

Domain Info

Created Date

2019-11-08

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Sharp Personal Loans?

Here you get acquainted with the reviews of our clients.

I often issue a payday loan to a card in Sharp Personal Loans. It is very efficient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.

Dawn Hane

want to express my deep gratitude to Sharp Personal Loans for believing my case. I had some problems with a credit score, but this company helped me and issued a loan.

Lea Haag

Good service with a favorable percentage. Money deposited immediately, I always use Sharp Personal Loans.

Francesco Torphy IV

Sharp Personal Loans is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on schedule. The operators in those support are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Mr. Lamar Murray III

I have a problem with paying off a loan at another company. It is inconvenient to borrow from friends. Therefore, I decided to contact Sharp Personal Loans. They really helped.

Gaetano Kulas

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Merced, California

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Merced, California is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Sharp Personal Loans help take out a payday loan in Merced, California?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor taken into account by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to issue a cash advance. The lending company process many aspects such as financial capabilities to approve the request. Payday loans in Merced, California may help enhance your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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