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4 reviews
Loan agency in Merced, California

3174 Collins Dr, Merced, CA 95348, USA
+1 (209) 383-6577
www.ameripriseadvisors.com

Domain Info

Created Date

2005-04-13

Mailing Address

2014 Ameriprise Financial Center, Minneapolis, MN, 55474, United States

Company Name

DNS Admin

Ameriprise Financial, Inc.

Contact Data

[email protected]

+1.6126712184

+1.6126710505

Feedback about Ameriprise Financial?

Here you grapple with the feedback of our customers.

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Velva Hodkiewicz

Ameriprise Financial is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on time. The operators in those support are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Dagmar Sauer

Thanks to Ameriprise Financial for assisting when money is emergenctly needed. I have been applying to this service for more than a year and everything is always honest, without hidden fees.

Carrie Christiansen

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to use Ameriprise Financial. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Ms. Lacey Metz

Thanks to the team of Ameriprise Financial. Quick solution of the arisen issues, quick approval on the cash advance. I definitely recommend this service.

Seamus Lockman

Pay Attention

Above-shown info offers the details about a definite lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Merced, California

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Hassle-free financial products are known as payday loans in Merced, ca. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Ameriprise Financial help issue a payday loan in Merced, California?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Merced, California. They rate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

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