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2.6 12 reviews

1360 E Calaveras Blvd, Milpitas, CA 95035, USA
+1 (408) 998-6906
www.bankofthewest.com
Friday
9:30AM–4PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

[email protected]

+1.4029185727

Feedback about Bank of the West?

Here you get acquainted with the feedback of our clients.

The services are very great here.

Genevieve Cummerata

They ruined my business need work.

Edwin Hagenes

My experience was very poor.

Ana Lockman MD

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Milpitas, California

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Milpitas, California are issued hassle-free. The interest percentage depends on the borrower's personal information: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of the West help issue a loan in Milpitas, California?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to review the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Payday lenders in Milpitas, ca review this circumstance not a drawback to issue a loan. The recipient of a loan should be ready to objectively estimate financial solvency, take out a loan, pay back the debt on time and not only resolve current issues, but enhance the credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Milpitas, California

Farmers & Merchants Bank

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+1 (714) 288-8450

www.fmb.com

United Business Bank

2550 N 1st St Suite 102, San Jose, CA 95131, USA

+1 (408) 953-9900

www.unitedbusinessbank.com

Bank of America ATM

35 W Napa St, Sonoma, CA 95476, USA

+1 (844) 401-8500

locators.bankofamerica.com

East West Bank

5501 Geary Blvd, San Francisco, CA 94121, USA

+1 (415) 933-6128

www.eastwestbank.com

USA Checks Cashed & Payday Advance

11600 Bartlett Ave Unit 2, Adelanto, CA 92301, USA

+1 (760) 246-0046

www.usacheckcashingstore.com

F&M Bank

3001 McHenry Ave, Modesto, CA 95350, USA

+1 (209) 571-4000

www.fmbonline.com

Fremont Bank

1480 E 14th St, San Leandro, CA 94577, USA

+1 (510) 614-3051

www.fremontbank.com

Checks Chshed Payday Advance

Los Angeles, CA 90016, USA

U.S. Bank Branch

2385 Esplanade, Chico, CA 95926, USA

+1 (530) 893-6177

locations.usbank.com

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