Welcome to Our Online Loan Referral Service

4 reviews

1755 Landess Ave, Milpitas, CA 95035, USA
+1 (408) 934-0590
www.luckymoney.com

Domain Info

Created Date

2000-11-20

Mailing Address

California, United States

Company Name

Contact Data

Feedback about Lucky Money?

Here you read the reviews of our clients.

Thanks to Lucky Money for helping when money is emergenctly required. I have been applying to this service for over one year and everything is always honest, without hidden commissions.

Iva Kemmer Jr.

I addressed Lucky Money. Everything was done quickly. Only pleasant impressions remained!

Miss Dolores Hintz DDS

I took out a payday loan when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One refused, the other issued at too high a interest rate, but here it was approved as I wanted.

Dr. Nayeli Dickens IV

Pay Attention

Further there will be given the details about not a certain lending company. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Milpitas, California

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and fast to take out payday loans in Milpitas, California. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Lucky Money help take out a payday loan in Milpitas, California?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Milpitas, California. The lending company will estimate many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Milpitas, California

East West Bank

2533 Noriega St, San Francisco, CA 94122, USA

+1 (415) 681-5333

www.eastwestbank.com

EFFI Finance, Inc.

4590 MacArthur Blvd #500, Newport Beach, CA 92660, USA

+1 (323) 977-8280

www.effifinance.com

The Check Cashing Place

695 E Lincoln Ave, Escondido, CA 92026, USA

+1 (760) 741-2274

www.thecheckcashingplaceinc.com

Provident Bank

125 E Citrus Ave, Redlands, CA 92373, USA

+1 (909) 793-2992

www.myprovident.com

PennyMac Loan Services

29903 Agoura Rd, Agoura Hills, CA 91301, USA

+1 (866) 549-3583

www.pennymacusa.com

Navy Federal Credit Union - ATM

Calle De Industrias Ste 65, San Clemente, CA 92673, USA

+1 (888) 842-6328

www.navyfederal.org

CDC Small Business Finance

425 W Broadway UNIT 225, Glendale, CA 91204, USA

+1 (818) 805-1841 ext. 1100

cdcloans.com

5 Star Car Title Loans

602 Mission Ave, Oceanside, CA 92054, USA

+1 (760) 496-5774

5starloans.com

Bank of Marin

1371 N McDowell Blvd #100, Petaluma, CA 94954, USA

+1 (707) 658-4210

www.bankofmarin.com

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