Welcome to Our Online Loan Referral Service

5 11 reviews

26440 La Alameda #200, Mission Viejo, CA 92691, USA
+1 (657) 212-9250
www.stearns.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

1995-11-25

Mailing Address

California, United States

Company Name

Stearns Lending, LLC

Stearns Lending, LLC

Contact Data

What people think about Stearns Home Loans - Mission Viejo, CA?

Below you see some of the reviews of our clients.

Appreciate the work!

Dixie Mertz

Our experience was awesome and because of his help the process was super easy.

Ismael Kuhlman

Thank you from the Mendez family, Happy Holidays

Ruth Marquardt

Pay Attention

Now you can see general aspects of payday loans.

Payday Loans in Mission Viejo, California

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Mission Viejo, California is are simple to get. The APR is individual for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased chance to get accepted for payday loans. A payday loan may be the only option available for some consumers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments punctually.

To get accepted for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

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Bank of the West - ATM

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