Welcome to Our Online Loan Referral Service

3.6 30 reviews

3900 Sisk Rd, Modesto, CA 95356, USA
+1 (209) 577-2878
www.valleyfirstcu.org
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Valley First Credit Union?

Below you get acquainted with some of the testimonials of our customers.

I have been doing business with them for 10 yrs. Good competitive rates on loans and credit cards. Very helpful and friendly staff.

Dr. Johnson Predovic

OMG the people that work there are so very nice !

Meredith Torphy I

Really bad service!!!

Dr. Heidi Streich III

OMG the people that work there are so very nice !

Ms. Lucienne Dare

Really bad service!!!

Kelli Welch

Overall a good experience with nice friendly employees.

Bridgette Simonis IV

Pay Attention

Above there is information about a precise lender. Below you can read common aspects of payday loans.

Payday Loans in Modesto, Illinois

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Modesto, Illinois is are easy to get. The interest rate is individual for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit rating an increased chance to get approved for payday loans. A payday loan may be the only option available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments on time.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the payday loan even before applying.

APR Calculator

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