Domain Info
Created Date
1995-09-16
Mailing Address
Company Name
Contact Data
What people think about Westamerica Bank?
Below you find some of the testimonials of our customers.
I want to say Many Thanks to the employees of Westamerica Bank. They offer quick solution to any sudden money issues. Love them for their same day approval. Applied for a loan and got accepted although my credit was poor. I will 100% use this company if I need money in the future.
Celia Rath DVM
Good lender with competitive rates. They deposited the next day, as I expected. I will use Westamerica Bank again if I need financial assistance.
Santos Breitenberg
They only ask for an ID to get approve. Last year I was ill and needed extra money to hold on. These guys saved me although I had a low credit score. Quick and easy application. Very satisfied!
Prof. Conner Roob IV
I have already used this company 3 times and I was very happy with the rates. This is the only 24/7 lender with affordable rates in my area.
Timothy Kuphal
Last week I urgently needed $500 to pay for a bike repair. I submitted an application form via the website of Westamerica Bank. I entered the basic personal data. No phone calls. The necessary loan was approved within 30 minutes. The money was transferred to my bank account within 3 hours. Amazing website!
Ebony Keeling
Important
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Modesto, Illinois
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans in Modesto, Illinois is are easy to get. The interest rate is specific for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a bad credit score an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some clients to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your needs and pay off your loan commitments punctually.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Modesto, California
California Check Cashing Stores
10394 San Pablo Ave, El Cerrito, CA 94530, USA
+1 (510) 527-2274
www.ccfi.com
Joe Parsons - Pinnacle Home Loans
7080 Donlon Way #211, Dublin, CA 94568, USA
+1 (925) 383-2846
www.pfscalifornia.com
Ventura County Credit Union - Oxnard
2160 N Rose Ave, Oxnard, CA 93036, USA
+1 (805) 477-4000
www.vccuonline.net
Mission Federal Credit Union
47 Douglas Dr #100, Oceanside, CA 92054, USA
+1 (800) 500-6328
www.missionfed.com
