Welcome to Our Online Loan Referral Service

5 2 reviews

1407 I St, Modesto, CA 95354, USA
+1 (209) 557-8888
www.mechanicsbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Modesto Branch?

Below you find some of the testimonials of our customers.

The process was trouble-free, quick. No collateral needed. Thank you so much. Love their round-the-clock customer support. No complaints. Would use again.

Jennifer Moore

It needed to rebuild my credit because I had no chances of getting accepted for a mortgage. So I applied for a payday loan via Mechanics Bank - Modesto Branch. Took out 2 small loans, one after another, and repaid them in timely manner. My credit history improved! It worked! Very happy.

Arjun Bogan

Thank you for the amazing service. Your staff guided me throughout the application. It’s convenient that you only need an ID to get funds.

Dr. Mozelle Kub

Important

Above there is information about a exact company. Below you can see common aspects of payday loans.

Payday Loans in Modesto, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is easy and fast to get accepted for payday loans in Modesto, Illinois. The APR will be set specifically for each client and will depend on the personal data the client provided.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are designed to help meet the needs of consumers with bad credit scores. There are lenders who may be willing to give you a payday loan even if you have a poor credit rating. You will need a stable income to apply for a bad credit payday loan.

To get approved for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the payday loan immediately.

APR Calculator

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