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Below you can review general information about payday loans and their common characteristics.
Payday Loans in Modesto, Illinois
A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Online cash advance loans can be the easiest solution to your temporary financial difficulties in Modesto , Illinois because they are easily obtained and easily paid off. Your APR will depend on your state law or on the company's policy.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a bad credit rating. Payday loan approvals depend very much on other aspects. They will check your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get accepted for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Modesto, California
Online Bad Credit Loans
25414 Marguerite Pkwy, Mission Viejo, CA 92692, USA
+1 (949) 373-4366
onlinebcl.com
ATM - Umpqua Bank
777 Colusa Ave, Yuba City, CA 95991, USA
+1 (530) 790-2080
locations.umpquabank.com
Bank of the West
9401 Wilshire Blvd, Beverly Hills, CA 90212, USA
+1 (310) 278-3410
www.bankofthewest.com
Self-Help Federal Credit Union
2110 Railroad Ave #100, Pittsburg, CA 94565, USA
+1 (877) 369-2828
www.self-helpfcu.org
Advance America
6478-B, Westside Rd, Redding, CA 96001, USA
+1 (530) 242-6057
www.advanceamerica.net
