Welcome to Our Online Loan Referral Service

4 reviews

1150 9th St #1212, Modesto, CA 95354, USA
+1 (209) 571-4460
www.valic.com

Domain Info

Created Date

1995-02-03

Mailing Address

80 Pine Street, New York, NY, 10005, United States

Company Name

Domain Administrator

American International Group, Inc.

Contact Data

[email protected]

+1.2127707000

+1.2127709988

Feedback about VALIC Financial Advisors Office?

Here you get acquainted with the reviews of our customers.

Yesterday I needed extra money, I decided to contact VALIC Financial Advisors Office. They quickly approved the amount necessary, and besides, they offered reasonable terms at a low interest rate.

Luz Windler

Good service with a favorable rate. Money transferred immediately, I always use VALIC Financial Advisors Office.

Dr. Lucious Wintheiser

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes people get acquainted common information about payday loans.

Payday Loans in Modesto, Illinois

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Modesto, Illinois is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates you will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will VALIC Financial Advisors Office help take out a loan in Modesto, Illinois?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Modesto, Illinois. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

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