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4.5 2 reviews

228 W Garvey Ave, Monterey Park, CA 91754, USA
+1 (626) 280-1688
www.eastwestbank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1996-04-10

Mailing Address

California, United States

Company Name

East West Bank

East West Bank

Contact Data

Feedback about East West Bank?

Here you read the reviews of our customers.

I'm not ashamed to borrow money from East West Bank, now the whole world lives like this. I have already used loans many times, everything is convenient.

Elyssa Muller

I recommend East West Bank to everyone, I am applying for the second time. Everything is great!

Marlen Schoen

East West Bank applied for a payday loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Prof. Soledad Pfeffer II

want to express my deep gratitude to East West Bank for believing my case. I had some problems with a credit rating, but this service helped me and issued a loan.

Nathanael Buckridge

I apply quite often. I am satisfied with the terms. There is online round the clock service.

Arlie Schimmel

It was necessary to enhance the credit rating, because there is practically no chance of getting a cash advance at a favorable interest rate. As a result, I contacted East West Bank. The score improved after several loans paid back.

Reece Jones

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Monterey Park, California

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Monterey Park, California is issued simply and quickly. The interest rate is defined considering the category of the customer: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will East West Bank help take out a loan in Monterey Park, California?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to review the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor considered by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by lenders to take out a cash advance. The lender process many aspects such as financial abilities to approve the form. Cash advance in Monterey Park, California may help improve your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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