Bank of the West Payday Loans Review

3 7 reviews

Organization owner?

1050 Del Monte Center, Monterey, CA 93940, USA

+1 (831) 373-3215

www.bankofthewest.com

Thursday

9:30AM–4PM

Friday

9:30AM–4PM

Saturday

Closed

Sunday

Closed

Monday

9:30AM–4PM

Tuesday

9:30AM–4PM

Wednesday

9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

[email protected]

+1.4029185727

What people think about Bank of the West?

Below you read some of the reviews of our customers.

Excellent customer service, including problem-solving.

Domenica Tremblay

Being the only BOTW in the area and a broken ATM i'm forced to switch banks.

Lester Stracke

Horrible customer service.

Prof. Nettie Kuhlman

Important

Now you can read general features of payday loans.

Payday Loans in Monterey, Massachusetts

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Monterey, Massachusetts is are simple to access. The interest rate is specific for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

23% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can typically be an obstacle to taking out a bank loan. A payday loan can rescue individuals who have low credit scores or have no credit history. But we remind you that as with any loan you should only consider applying for a payday loan if you are assured that you can make payments punctually.

To get approved for a payday loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the payday loan even before applying.