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4.7 3 reviews

439 Alvarado St, Monterey, CA 93940, USA
+1 (831) 242-2000
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Monterey Branch?

Below you get acquainted with some of the reviews of our clients.

Simple application. I only entered an ID and a bank account. Immedaite processing. The first time I was accepted for $300 only. Hope the limit will be more next time. Interest rate is average. Repaid the loan on schedule. If required, the term can be also extended.

Vivian Boyle IV

I needed $400 to buy a bag of my dream. The only solution was to apply for a payday loan. Found a lot of lenders online. Mechanics Bank - Monterey Branch is the most transparent loan provider in Monterey.

Eileen Robel III

Pay Attention

The previous three items charactirize a peculiar lender. But below you can read common details about payday loans.

Payday Loans in Monterey, Massachusetts

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is hassle-free and speedy to get approved for payday loans in Monterey, Massachusetts. The interest rate will be set individually for each applicant and will depend on the personal information the borrower entered.

APR

23% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on specific circumstances. Lenders will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the loan immediately.

APR Calculator

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Comerica Bank

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Bank of America ATM

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Speedy Funding Co

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One Hour Car Title Loans Petaluma

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Western Pacific Loans, Inc

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+1 (707) 578-1315

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Travis Credit Union

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