What people think about Payday Loans?
Below you read some of the opinions of our customers.
Was invited to a gender party but was broke at that time. A friend recommended me to contact Payday Loans. And I did. This was the best decision! Yes, the interest rate was high but I believe it’s because I had low credit. In general, The process was effortless.
Ena Jones
Previously I needed $1000 to cover medical bills. I decided to apply via Payday Loans. They only approved me for $600 but the process itself was hassle-free, and their rates were good.
Gabrielle Fisher
They approve applicants instantly and transfer money the same day. But be careful – they charge high penalties for missed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!
Bryon Ullrich
I am a regular customer of Payday Loans. It is very convenient to apply via the net. The interest rate was favorable. Their employees always reply in a timely manner.
Brandi Yost III
The process was trouble-free, straightforward. No guarantors needed. Thank you a lot. Love their round-the-clock customer support. No issues. Would use again.
Miss Vella Gutmann DVM
Pay Attention
Above there is information about a precise loan provider. Below you can read common aspects of payday loans.
Payday Loans in Murphys, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Cash advance loans may seem like an easy and fast solution to a short-term problem in Murphys, California. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit history an increased chance to get approved for such loans. A payday loan may be the only financial product available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and repay your loan commitments without delays.
To get accepted for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Murphys, California
Walmart Money Center
951 Avenida Pico, San Clemente, CA 92673, USA
+1 (949) 498-6669
www.walmart.com
Armed Forces Bank
3238 Guadalcanal Rd Bldg 18, San Diego, CA 92155, USA
+1 (619) 437-6405
www.afbank.com
Payday Advance
N Brea Blvd, Brea, CA 92821, USA
Montana Capital Car Title Loans
1466 E Foothill Blvd suite c, Upland, CA 91786, USA
+1 (909) 443-2266
montanacapital.com
Ventura County Credit Union - Ventura
6026 Telephone Rd, Ventura, CA 93003, USA
+1 (805) 477-4000
www.vccuonline.net
Bank of America ATM
400 Broadway St, Chico, CA 95928, USA
+1 (844) 401-8500
locators.bankofamerica.com
