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5 reviews

245 Tom Bell Road # A # A, Murphys, CA 95247, USA
+1 (209) 728-2003
www.eldoradosavingsbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-04-04

Mailing Address

Company Name

Contact Data

What people think about El Dorado Savings Bank?

Below you read some of the testimonials of our customers.

A good company. They quickly processed my application. Had money in my account the same day. If you need some extra money urgently, this is the best place to apply, I’m telling you!

Mrs. Florence Schoen

Many thanks to El Dorado Savings Bank. I recently had some issues with repaying my mortgage and they approved me for a payday loan. Best company! Managed to cover my issues and signed with relief.

Julius Quigley

I have already submitted an application to this website 2 times and I was very pleased with the rates. This is the only day and night lender with competitive rates in my city.

Dr. Anibal Nolan MD

They only ask for an ID to get accepted. Last month I was broke and needed some cash to hold on. These guys accepted me although I had a bad credit score. Quick and legit application. !

Daryl Carter IV

Fast application. I only entered an ID and a bank account. Fast lending decision. The first time I was accepted for $400 only. Hope the available amount will increase next time. Interest rate is affordable . Repaid the debt on time. If you wish, the term can be also extended.

Dr. Jordy Denesik Sr.

Pay Attention

The previous three items charactirize a definite company. But below you can read general details about payday loans.

Payday Loans in Murphys, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Murphys, California. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your capabilities and repay your loan commitments as agreed in the contract.

To get accepted for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

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