Domain Info
Created Date
1995-09-16
Mailing Address
Company Name
Contact Data
What people think about Westamerica Bank?
Below you find some of the testimonials of our customers.
I was embarrassed to borrow from my brother so I decided to apply for a cash advance via Westamerica Bank. Found them on the net and the user reviews were great I have already applied twice and every time I was approved very quickly. Very nice.
Prof. Cleo Sipes
I asked Westamerica Bank for help. Everything was done very quickly. Had the money in my account the next morning. Employees are very understading. Best experience!
Prof. Dangelo Kulas
Recently I experienced the most unexpected situation in my life. I urgently needed $600 to cover utility bills. This institution assisted me the same day. They were the only institution that accepted me for the requested amount. I sorted out all my problems. I will 100% recommend this lender to my friends. Best service ever.
Prof. Elbert VonRueden
Previously I needed $800 to cover car repair bills. I decided to apply via Westamerica Bank. They only approved me for $600 but the process itself was hassle-free, and their rates were attractive.
Prof. Landen Stehr III
Many thanks to Westamerica Bank. I recently had some issues with repaying my bank loan and they approved me for a cash advance. Best company! Managed to cover my issues and signed with relief.
Miss Alana Breitenberg III
I asked Westamerica Bank for a little support. Everything was done very quickly. Had the money in my account the same evening. Employees are very friendly. Good experience!
Maverick Kovacek
Important
Below you can read general information about payday loans and their common aspects.
Payday Loans in Napa, California
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans in Napa, California is are simple to access. The interest rate is individual for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a bad credit history. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the loan immediately.
APR Calculator
Other Payday Lenders in Napa, California
SchoolsFirst Federal Credit Union - Yuba City
1055 Gray Ave, Yuba City, CA 95991, USA
+1 (916) 569-5400
schools.org
Selecto Services Title Loans - LoanMart Pomona
945 E Holt Ave e, Pomona, CA 91767, USA
+1 (909) 802-7084
www.800loanmart.com
ACE Cash Express
1800 W 6th St #9, Los Angeles, CA 90057, USA
+1 (213) 413-6257
www.acecashexpress.com
Banner Bank
368 E Vanderbilt Way, San Bernardino, CA 92408, USA
+1 (909) 327-2125
locations.bannerbank.com
Mechanics Bank - Paso Robles Branch
845 Spring St, Paso Robles, CA 93446, USA
+1 (805) 238-7200
www.mechanicsbank.com
Caputo's Pawn
9001 N State St B, Redwood Valley, CA 95470, USA
+1 (707) 272-3275
www.caputospawn.com
