Welcome to Our Online Loan Referral Service


1505 2nd St, Napa, CA 94559, USA
+1 (707) 255-2462
www.firstbanks.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-01-13

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about First Bank?

Here you see the feedback of our clients.

I recommend First Bank to everyone, I am applying for the second time. Everything is great!

Dr. Reginald Emard V

I often take out a payday loan to a card in First Bank. It is very efficient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the terms.

Friedrich Ward PhD

I contacted First Bank. Everything was done fast. Only pleasant impressions remained!

Mrs. Sunny Erdman

I often take out a cash advance to a card in First Bank. It is very efficient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.

Albertha Kuvalis

I trusted First Bank when it was necessary to get a cash advance. I filled out an application quickly. No issues.

Karine Crist MD

It was necessary to improve the credi score, because there is practically no chance of getting a payday loan at a reasonable interest rate. As a result, I contacted First Bank. The score improved after several loans paid back.

Genesis Walter

Pay Attention

Further there will be given the details about not a certain lender. The information below will define common information about payday loans and its specific features.

Payday Loans in Napa, California

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Hassle-free financial products are known as payday loans in Napa, ca. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also significant to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will First Bank help issue a payday loan in Napa, California?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Microfinance organizations in Napa, ca consider this circumstance not an obstacle to take out a loan. The client of a loan should be prepared to objectively estimate financial solvency, issue a loan, pay back the debt on time and not only cope with current difficulties, but enhance the credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Napa, California

Coastview Financial

575 Price St # 208, Pismo Beach, CA 93449, USA

+1 (805) 773-5600

Oportun

8526 Van Nuys Blvd, Panorama City, CA 91402, USA

+1 (818) 924-9913

oportun.com

Advance America

2130 E El Monte Way, Dinuba, CA 93618, USA

+1 (559) 591-0471

www.advanceamerica.net

Money Mart

1301 J St, Modesto, CA 95354, USA

+1 (209) 523-8962

www.moneymart.com

Pacific Premier Bank

23600 Hawthorne Blvd Unit B, Torrance, CA 90505, USA

+1 (310) 791-9944

www.ppbi.com

Bank of America Financial Center

500 Bear Mountain Blvd, Arvin, CA 93203, USA

+1 (661) 854-6100

locators.bankofamerica.com

Lucky Check Cashing

1028 Mission St, San Francisco, CA 94103, USA

+1 (415) 558-8265

California Loan & Jewelry

916 J St, Sacramento, CA 95814, USA

+1 (916) 446-6175

www.calloan916.com

California Check Cashing Stores

847 E Stanley Blvd, Livermore, CA 94550, USA

+1 (925) 447-2274

www.ccfi.com

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