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Created Date
2017-10-25
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Feedback about Flagstar Bank Home Loan Center?
Here you get acquainted with the reviews of our customers.
I issued a payday loan when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One refused, the other issued at too high a rate, but here it was approved as I wanted.
Jamil Stokes
Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid back on time, it can be either extended or paid off ahead of schedule.
Catharine Parisian II
The money are transferred to my bank account. I cover obligations through my personal account. The payment is efficient and fast. Pay on schedule and there will be no issues.
Stephania Grady
I have a problem with paying back a loan at another service. It is inconvenient to borrow from friends. Therefore, I decided to contact Flagstar Bank Home Loan Center. They really helped.
Loyal Parisian
Pay Attention
Above-shown info offers the details about a certain lender. Below-shown info is devoted to common information about payday loans.
Payday Loans in Napa, California
Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.
It is simple and quick to take out loans in Napa, California. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most reasonable terms and rates.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Flagstar Bank Home Loan Center help take out a payday loan in Napa, California?
- Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with personal data. It will take some minutes to review the form. The money are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every borrower should fill out the following data:
Then you have to press a Submit button and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Napa, California. They assess many other factors before taking out a payday loan. One of them is solvency. This is a way to enhance your credit score.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Napa, California
RKN Loan Consulting
14628 Sylvan St #207, Sherman Oaks, CA 91411, USA
+1 (213) 924-1183
www.rknloanconsulting.net
Star One Credit Union | Saratoga
14411 Big Basin Way, Saratoga, CA 95070, USA
+1 (408) 543-5202
www.starone.org
Farmers & Merchants Bank
23772 Rockfield Blvd, Lake Forest, CA 92630, USA
+1 (949) 460-7900
www.fmb.com
Bank of the Sierra
7391 N Palm Ave #101, Fresno, CA 93711, USA
+1 (559) 449-8145
bankofthesierra.com
Bank of America ATM
3181 Balfour Rd, Brentwood, CA 94513, USA
+1 (844) 401-8500
locators.bankofamerica.com
