Welcome to Our Online Loan Referral Service


2001 Jefferson St, Napa, CA 94559, USA
+1 (707) 406-3233
flagstar-opes.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2017-10-25

Mailing Address

Company Name

Contact Data

Feedback about Flagstar Bank Home Loan Center?

Here you get acquainted with the reviews of our customers.

I issued a payday loan when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One refused, the other issued at too high a rate, but here it was approved as I wanted.

Jamil Stokes

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid back on time, it can be either extended or paid off ahead of schedule.

Catharine Parisian II

The money are transferred to my bank account. I cover obligations through my personal account. The payment is efficient and fast. Pay on schedule and there will be no issues.

Stephania Grady

I have a problem with paying back a loan at another service. It is inconvenient to borrow from friends. Therefore, I decided to contact Flagstar Bank Home Loan Center. They really helped.

Loyal Parisian

Pay Attention

Above-shown info offers the details about a certain lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Napa, California

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and quick to take out loans in Napa, California. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Flagstar Bank Home Loan Center help take out a payday loan in Napa, California?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Napa, California. They assess many other factors before taking out a payday loan. One of them is solvency. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

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