Welcome to Our Online Loan Referral Service

Loan agency in Newport Beach, California

366 San Miguel Dr, Newport Beach, CA 92660, USA
+1 (949) 646-5522

Feedback about United Lending?

Here you grapple with the feedback of our customers.

A good payday lender. It quickly reviewed the application and deposited the funds to my credit card.

Loyal Hill II

I suffered one situation. I emergenctly needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. United Lending in Newport Beach seemed to me the most reliable.

Andreanne Labadie

The funds are deposited to my credit card. I pay back through my personal account. The payment is efficient and fast. Pay on schedule and there will be no issues.

Dr. Brando Ernser

Thanks to the team of United Lending. Quick solution of the arisen problems, quick approval on the loan. I definitely recommend this service.

Mikel Ritchie Jr.

Pay Attention

Payday lenders are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Newport Beach, California

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Newport Beach, California is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will United Lending help take out a loan in Newport Beach, California?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued day and night. The deposit will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Newport Beach, ca will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Newport Beach, California

Chase Bank

749 Foothill Blvd, La Cañada Flintridge, CA 91011, USA

+1 (818) 790-9001

locator.chase.com

Grandpoint Bank

2600 Michelson Dr, Irvine, CA 92612, USA

+1 (714) 415-1700

www.grandpointbank.com

Mechanics Bank - Roseville Executive Offices

915 Highland Pointe Dr #450, Roseville, CA 95678, USA

+1 (916) 797-8200

www.mechanicsbank.com

Tri Counties Bank

1250 Hilltop Dr, Redding, CA 96003, USA

+1 (530) 223-3307

branch.tcbk.com

Tri Counties Bank ATM

130 Battery St, San Francisco, CA 94111, USA

+1 (800) 922-8742

www.tcbk.com

Eash Cash Systems

2028 E Highland Ave, San Bernardino, CA 92404, USA

+1 (909) 425-5489

BBVA Bank

40440 Margarita Rd, Temecula, CA 92591, USA

+1 (951) 308-6500

www.bbvausa.com

U.S. Bank Branch

6534 Platt Ave, West Hills, CA 91307, USA

+1 (818) 226-3913

locations.usbank.com

ACE Cash Express

658 W Holt Blvd C, Ontario, CA 91762, USA

+1 (909) 460-6262

www.acecashexpress.com

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