Welcome to Our Online Loan Referral Service

3 4 reviews

610 Newport Center Dr #100, Newport Beach, CA 92660, USA
+1 (949) 270-9750
mechanicsbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Newport Beach Branch?

Here you see the reviews of our clients.

We were going though a refinance with this company for our home in Texas.

Daija Ziemann

Sent us a very creepy card in the mail with my family photos on it.

Mr. Zachariah Rath

Great lender to work with!

Ms. Lilly Walsh

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes people grapple with common information about payday loans.

Payday Loans in Newport Beach, California

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

It is easy and fast to issue loans in Newport Beach, California. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - Newport Beach Branch help take out a loan in Newport Beach, California?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Newport Beach, California. They rate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

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+1 (877) 208-6730

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ATM (Union Bank)

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Advance America

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+1 (559) 842-6900

www.advanceamerica.net

East West Bank

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www.eastwestbank.com

ACE Cash Express

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+1 (310) 762-1735

www.acecashexpress.com

5 Star Car Title Loans

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La Habra Loan And Jewelry

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+1 (562) 697-8440

Montana Capital Car Title Loans

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Source One Financial

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