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What people think about Kinecta Federal Credit Union - Orange County Mortgage Center?
Below you get acquainted with some of the reviews of our clients.
Previously I needed $800 to cover medical bills. I decided to contact Kinecta Federal Credit Union - Orange County Mortgage Center. They only approved me for $500 but the process itself was easy, and their rates were competitive.
D'angelo Shields
A good company. These guys quickly processed my application. Had funds in my account the same day. If you need some extra funds urgently, this is the best lender, I’m telling you!
Salvatore Hammes
I contacted Kinecta Federal Credit Union - Orange County Mortgage Center for a loan. Everything was done very quickly. Had the funds in my account the next evening. Employees are very professional. Good experience!
Trisha Kirlin
Thank you for the fantastic service. Your managers assisted me throughout the process. It’s convenient that you only need an ID to get approved.
Mario Bogan Sr.
Kinecta Federal Credit Union - Orange County Mortgage Center seems reliable. At least they have no hidden fees. This was the only lender that approved me for a cash advance.
Prof. Damaris Prosacco
Pay Attention
Above there is information about a definite loan provider. Below you can read common aspects of payday loans.
Payday Loans in Newport Beach, California
A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Online cash advance loans can be the right solution to your temporary financial issues in Newport Beach , California because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on specific factors. Lenders will look at your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.
To get approved for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your payday loan.
APR Calculator
Other Payday Lenders in Newport Beach, California
P.V. Auto Finance Car Title Loans
2622 Artesia Blvd, Redondo Beach, CA 90278, USA
+1 (310) 798-9333
www.pvautofinance.com
SchoolsFirst Federal Credit Union - Roseville
1601 Douglas Blvd, Roseville, CA 95661, USA
+1 (916) 569-5400
schools.org
USA Check Center (formerly Check Center)
102 E Mission Ave, Escondido, CA 92025, USA
+1 (760) 741-0323
www.usacheckcashingstore.com
Kinecta Federal Credit Union - Lakewood
4055 Hardwick St, Lakewood, CA 90712, USA
+1 (800) 854-9846
www.kinecta.org
