Domain Info
Created Date
1995-05-23
Mailing Address
1980 Saturn Street, Monterey Park, CA, 91755, United States
Company Name
MUFG Union Bank
MUFG Union Bank N.A.
Feedback about Union Bank?
Here you grapple with the feedback of our clients.
Thanks to the employees for the reliable service. They helped out in difficult times. For application you only need an ID.
Kale Labadie Sr.
Not the first time I use Union Bank. The service is reliable. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It helps out a lot when cash is urgently needed.
Jonatan Daugherty II
Money was urgently needed. I left an online application in Union Bank. I sent all the necessary photos of documents, talked to the operators by phone. The requested amount was approved. Within an hour, the money was deposited to my card.
Sven Schamberger
Pay Attention
The first three points describe the certain lender. In other turn, below-defined info makes readers get acquainted general information about payday loans.
Payday Loans in Newport Beach, California
Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.
This financial product in Newport Beach, California is issued simply and fast. The interest percentage is specified depending on the category of the customer: the more loans are successfully paid off, the more favorable terms will be offered to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Union Bank help take out a loan in Newport Beach, California?
- 24/7 service. Such online services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a bank account, so a personal visit to the department is not necessary.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill in the following data:
Then you have to press a Submit button and get a deal.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in Newport Beach, ca consider this circumstance not a hindrence to take out a loan. The client of a loan should be ready to objectively estimate financial capabilities, issue a loan, pay off the debt on time and not only cope with current difficulties, but enhance the credit rating.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator serves to calculating the annual percentage rate. This is a real cost of the payday loan.
APR Calculator
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