Welcome to Our Online Loan Referral Service

5 2 reviews

4695 MacArthur Ct # 130, Newport Beach, CA 92660, USA
+1 (949) 241-8280
www.fmb.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-03-10

Mailing Address

California, United States

Company Name

Contact Data

Feedback about Farmers & Merchants Bank?

Here you get acquainted with the feedback of our customers.

I had no hesitation in choosing the necessary company sure that it's legit.

Mrs. Meghan Lemke

Very grateful for COMPACOM service.

Mr. Ferne Reynolds DVM

The most pleasant thing was a chance to pre-qualify online and get a free quote.

Prof. Miguel Will

Pay Attention

Further there will be given the details about not a definite lender. The information below will explain general information about payday loans and its specific features.

Payday Loans in Newport Beach, California

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Newport Beach, California is taken out easily and quickly. The interest rate is specified depending on the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Farmers & Merchants Bank help issue a payday loan in Newport Beach, California?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Newport Beach, California. The company will estimate many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Newport Beach, California

L.A. Cash Advance

5401 S Figueroa St #6, Los Angeles, CA 90037, USA

+1 (323) 778-5800

www.flexiblefinanceloans.com

Union Bank

11551 Foothill Blvd, Rancho Cucamonga, CA 91730, USA

+1 (909) 944-2420

blw.unionbank.com

Central Valley Community Bank

3311 Coach Ln Suite A, Cameron Park, CA 95682, USA

+1 (530) 676-3400

www.cvcb.com

California Payday Advance

702 W Colton Ave ste g, Redlands, CA 92374, USA

+1 (909) 793-6881

californiapaydayadvanceredlands.com

All Cal Financial, Inc.

605 Capitola Ave, Capitola, CA 95010, USA

+1 (831) 331-6633

www.allcalfinancial.com

Bank of Marin

504 Tamalpais Dr, Corte Madera, CA 94925, USA

+1 (415) 927-2265

www.bankofmarin.com

Swift Title Loans Live Oak

10420 Live Oak Blvd, Live Oak, CA 95953, USA

+1 (530) 203-5926

cartitleloansla.com

My Credit Union

510 Veterans Blvd, Redwood City, CA 94063, USA

+1 (888) 873-6928

www.usemycu.org

First USA Financial

8255 Vickers St, San Diego, CA 92111, USA

+1 (858) 777-9530

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