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Loan agency in Newport Beach, California

20241 SW Birch St # 200, Newport Beach, CA 92660, USA
+1 (949) 222-0011

What people think about Express Home Loans?

Below you see some of the testimonials of our customers.

Used Express Home Loans for the second time. The lender is credible. They always keep you updated on your debt. No hidden fees. You can always extend your loan. They are always there when I need extra funds.

Eloisa Wuckert

A good company. These guys quickly processed my application. Had money in my account the same day. If you need some extra cash urgently, this is the best place to apply, I’m telling you!

Cynthia Rice III

Pay Attention

Above there is information about a exact company. Below you can read common aspects of payday loans.

Payday Loans in Newport Beach, California

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online payday loans can be the easiest solution to your temporary financial problems in Newport Beach , California because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on specific circumstances. Payday companies will check your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

Other Payday Lenders in Newport Beach, California

Montana Capital Car Title Loans

1732 E Tulare Ave, Tulare, CA 93274, USA

+1 (559) 203-7756

montanacapital.com

America Loans

1023 J St, Sacramento, CA 95814, USA

+1 (916) 469-5390

Apoyo Financiero San Francisco

2091 A Mission St, San Francisco, CA 94110, USA

+1 (415) 552-5032

www.apoyo-financiero.com

Investment Grade Loan Inc

475 S San Antonio Rd, Los Altos, CA 94022, USA

+1 (650) 949-4790

Funding Five Star

Woodland, CA 95695, USA

+1 (530) 419-1790

Bank of the West

239 Westlake Center, Daly City, CA 94015, USA

+1 (650) 756-5570

www.bankofthewest.com

Fast Money Car Title Loans

9426 Magnolia Ave, Riverside, CA 92503, USA

+1 (951) 332-8050

Quick Cash Funds

1630 Oakland Rd A102, San Jose, CA 95131, USA

+1 (800) 878-9467

quickcashfunds.com

Umpqua Bank

87 State Rte 26, Valley Springs, CA 95252, USA

+1 (209) 772-1044

locations.umpquabank.com

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