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4675 MacArthur Ct #1450, Newport Beach, CA 92660, USA
+1 (949) 345-7600
calprivate.bank
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
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What people think about CalPrivate Bank?

Below you see some of the reviews of our clients.

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Below you can read general information about payday loans and their common aspects.

Payday Loans in Newport Beach, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Newport Beach, California is are easy to get. The interest rate is specific for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit history. Payday loan approvals depend very much on specific factors. They will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Newport Beach, California

Bay Federal Credit Union

3333 Clares St, Capitola, CA 95010, USA

+1 (831) 479-6000

www.bayfed.com

Rabo AgriFinance

9201 Camino Media Suite 150, Bakersfield, CA 93311, USA

+1 (855) 420-7193

www.raboag.com

Bank of the West

2395 Winchester Blvd, Campbell, CA 95008, USA

+1 (408) 379-9954

www.bankofthewest.com

Mechanics Bank - South Mills Branch

300 S Mills Rd, Ventura, CA 93003, USA

+1 (805) 477-3399

www.mechanicsbank.com

Edward Jones - Financial Advisor

834 W Benjamin Holt Dr, Stockton, CA 95207, USA

+1 (209) 477-1334

www.edwardjones.com

U.S. Bank ATM - Santa Maria - Albertsons

2320 S Broadway, Santa Maria, CA 93454, USA

+1 (800) 872-2657

usbank.com

Money Mart

8806 Painter Ave #4, Whittier, CA 90602, USA

+1 (562) 945-3387

www.moneymart.com

OneMain Financial

6235 Jarvis Ave Bldg 3 Unit 1, Newark, CA 94560, USA

+1 (510) 505-7400

www.onemainfinancial.com

American Pacific Mortgage - Laguna Hills

23422 Mill Creek Dr #125, Laguna Hills, CA 92653, USA

+1 (949) 209-9231

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