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What people think about CalPrivate Bank?
Below you see some of the reviews of our clients.
I applied for the first cash advance in my life, was approved the next day despite the fact that I had low credit score. I repaid it early. Love this company for their reasonable rates. Other lenders in my state charge sky high interest!
Joany Gleichner
CalPrivate Bank rescued me in a hopeless time. They approved me for a cash advance although I had credit problems. The process was hassle free and speedy. I love their competent customer support service and acceptable rates. I will 100% recommend this site to my relatives and friends.
Torrance Ratke
I am a loyal client of CalPrivate Bank. It is very convenient to apply via the net. The interest rate was affordable. Their representatives always reply quickly.
Corbin Hegmann
Pay Attention
Below you can read general information about payday loans and their common aspects.
Payday Loans in Newport Beach, California
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Newport Beach, California is are easy to get. The interest rate is specific for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit history. Payday loan approvals depend very much on specific factors. They will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Newport Beach, California
ACE Cash Express
6000 Florence Ave, Bell Gardens, CA 90201, USA
+1 (562) 806-2685
www.acecashexpress.com
Bank of America Financial Center
4055 Capitola Rd, Capitola, CA 95010, USA
+1 (831) 462-8091
locators.bankofamerica.com
United Business Bank
2815 J St, Sacramento, CA 95816, USA
+1 (916) 928-7800
www.unitedbusinessbank.com
Redding Bank of Commerce ATM
125 Walker St, Orland, CA 95963, USA
+1 (800) 968-8522
reddingbankofcommerce.com
