Welcome to Our Online Loan Referral Service


5751 Watt Ave SITE A, North Highlands, CA 95660, USA
+1 (916) 349-1100
Friday
9AM–7PM
Saturday
9AM–7PM
Sunday
9AM–7PM
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM

Feedback about X Press Check Cashing?

Here you read the feedback of our customers.

The cash advance is transferred easily and quickly. There is a minus - a great rate when repaying a loan.

Korey O'Hara V

I often issue a cash advance to a card in X Press Check Cashing. It is very convenient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the terms.

Miss Estefania Ondricka

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Prof. Aditya Davis

The money are transferred to my bank account. I cover obligations through my account. The payment is efficient and quick. Pay on schedule and there will be no issues.

Elda Gutmann

It was necessary to improve the credit rating, because there is practically no chance of getting a loan at a reasonable interest rate. As a result, I contacted X Press Check Cashing. The score improved after several loans paid back.

Eliezer Ernser Sr.

X Press Check Cashing is quite good, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on schedule. The operators in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Cayla Schiller

Pay Attention

Lending companies are shown in the first three points. Below info offers general information about payday loans.

Payday Loans in North Highlands, California

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

It is simple and fast to take out payday loans in North Highlands, California. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will X Press Check Cashing help issue a payday loan in North Highlands, California?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in North Highlands, California. They assess many other factors before issuing a payday loan. One of them is solvency. This is a way to enhance your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in North Highlands, California

Money Mart

5044 Madison Ave, Sacramento, CA 95841, USA

+1 (916) 334-9110

www.moneymart.com

Rushmore Loan Management Services LLC

15480 Laguna Canyon Rd, Irvine, CA 92618, USA

+1 (888) 699-5600

www.rushmorelm.com

Mechanics Bank - Point Richmond Branch

4 W Richmond Ave., Richmond, CA 94801, USA

+1 (510) 262-7430

www.mechanicsbank.com

U.S. Bank ATM - Los Arboles - Vons

2048 E Avenida De Los Arboles, Thousand Oaks, CA 91362, USA

+1 (800) 872-2657

usbank.com

California Infrastructure and Economic Development Bank (IBank)

1325 J St #1300, Sacramento, CA 95814, USA

+1 (916) 341-6600

www.ibank.ca.gov

Plumas Bank

43163 CA-299, Fall River Mills, CA 96028, USA

+1 (530) 336-5526

www.plumasbank.com

CommonWealth Central Credit Union

400 Tennant Station, Morgan Hill, CA 95037, USA

+1 (800) 564-1588

www.wealthcu.org

Navy Federal Credit Union

9660 Mission Gorge Rd, Santee, CA 92071, USA

+1 (888) 842-6328

www.navyfederal.org

Pacific Premier Bank

200 W Commonwealth Ave, Fullerton, CA 92832, USA

+1 (714) 578-7502

www.ppbi.com

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