Domain Info
Created Date
2009-02-07
Mailing Address
NJ, United States
Company Name
CIT Group Inc.
CIT Group Inc.
Contact Data
Feedback about OneWest Bank?
Here you get acquainted with the feedback of our clients.
OneWest Bank applied for a payday loan secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.
Mr. Johnny Shields
Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been returned on time, it can be either extended or paid off ahead of schedule.
Dr. Brady Davis
I recommend OneWest Bank to everyone, I am applying for the second time. Everything is great!
Isabelle Weissnat
Pay Attention
Lending companies are shown in the first three points. Below info defines general information about payday loans.
Payday Loans in Northridge, California
A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.
Problem-free financial products are considered as payday loans in Northridge, ca. They are taken out at individual interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will OneWest Bank help take out a payday loan in Northridge, California?
- 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the department is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill out the following data:
Then a client should submit an application to get a proposal from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Northridge, ca will assess other aspects like solvency and approve a loan. This is a way to enhance your credit rating.
The following common points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will define the cost of the payday loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in Northridge, California
Mechanics Bank - Santa Barbara Branch
3757 State St, Santa Barbara, CA 93105, USA
+1 (805) 963-5871
www.mechanicsbank.com
Hanmi Bank Loan Center
3099 W Olympic Blvd, Los Angeles, CA 90006, USA
+1 (213) 382-2200
www.hanmi.com
HomeStreet Bank and Affinity Lending Center
9714 Sierra Ave #101, Fontana, CA 92335, USA
+1 (626) 646-1793
www.homestreet.com
