Welcome to Our Online Loan Referral Service

3 2 reviews

7333 Redwood Blvd, Novato, CA 94945, USA
+1 (415) 898-2003
www.westamerica.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you get acquainted with some of the opinions of our customers.

I am a regular customer of Westamerica Bank. It is very convenient to apply via the net. The interest rate was good. Their managers always reply in a timely manner.

Annamae Sawayn

Many thanks to Westamerica Bank. I recently had some troubles with repaying my mortgage and they approved me for a cash advance. Best company! Managed to deal with my debts and signed with relief.

Prof. Regan Kub Sr.

Yesterday I needed $700 to cover medical bills. I decided to apply via Westamerica Bank. They only approved me for $600 but the process itself was transparent, and their rates were favorable.

Alysha Ledner

Good lender with affordable rates. They transferred the same day, as promised. I will use Westamerica Bank again if I need temporary help.

Baylee Murray

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Novato, California

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online cash advance loans can be the right solution to your temporary financial difficulties in Novato , California because they are easily obtained and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a bad credit score. Payday loan approvals depend very much on specific factors. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Novato, California

Westamerica Bank

325 E Perkins St, Ukiah, CA 95482, USA

+1 (707) 463-3800

www.westamerica.com

California Check Cashing Stores

1304 S Winchester Blvd, San Jose, CA 95128, USA

+1 (408) 866-7575

www.ccfi.com

Travis Credit Union

1340 Gateway Blvd, Fairfield, CA 94533, USA

+1 (707) 449-4000

www.traviscu.org

MoneyGram

708 Skyline Blvd, Avenal, CA 93204, USA

+1 (559) 386-0434

locations.moneygram.com

Rashid Check Cashing

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+1 (562) 944-8462

Advance America

1121 W Valley Blvd G, Tehachapi, CA 93561, USA

+1 (661) 822-3312

www.advanceamerica.net

Union Bank

1458 Kern St, Fresno, CA 93706, USA

+1 (559) 233-0591

blw.unionbank.com

Bank of the West

9934 E Las Tunas Dr, Temple City, CA 91780, USA

+1 (626) 286-6550

www.bankofthewest.com

Merchants Bank of Commerce

328 Walker St, Orland, CA 95963, USA

+1 (530) 865-2127

www.mboc.com

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