Welcome to Our Online Loan Referral Service

4.5 4 reviews

40061 CA-49, Oakhurst, CA 93644, USA
+1 (559) 683-6442
www.premiervalleybank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-12-09

Mailing Address

Company Name

Contact Data

What people think about Yosemite Bank, a division of Premier Valley Bank?

Below you read some of the reviews of our customers.

Good website with competitive rates. They deposited the next morning, as I expected. I will use Yosemite Bank, a division of Premier Valley Bank again if I need financial assistance.

Mariane VonRueden DVM

They only ask for an ID to verify you. Last week I was ill and needed extra money to survive. These guys saved me although I had a bad credit score. Online and transparent process. Highly recommend!

Mr. Seamus Crona V

Previously I needed $900 to cover utility bills. I decided to apply via Yosemite Bank, a division of Premier Valley Bank. They only approved me for $600 but the process itself was transparent, and their rates were competitive.

Heber Stracke

Recently I experienced the most difficult situation in my life. I suddenly needed $600 to pay for medical bills. This institution helped me the day I applied. They were the only lender that approved me for the requested amount. I dealt with all my problems. I will surely recommend this lender to my friends. Best service in my life.

Kyleigh Gusikowski

They approve applicants instantly and transfer funds the next day. But beware – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!

Dorian O'Hara

Yosemite Bank, a division of Premier Valley Bank seems fair. At least they have no hidden fees. This was the only company that accepted me for a payday loan.

Bartholome Lakin Sr.

Pay Attention

The previous three items charactirize a certain lender. But below you can find general details about payday loans.

Payday Loans in Oakhurst, New Jersey

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Oakhurst, New Jersey is are easy to access. The interest rate is individual for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

30% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a poor credit rating. You will need a stable income to get accepted for a bad credit payday loan.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

APR Calculator

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Sacramento Credit Union

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Union Bank

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Premier Valley Bank

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+1 (559) 438-2002

www.premiervalleybank.com

Dignified Home Loans

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+1 (888) 225-7985

www.dignifiedhomeloans.com

Lompoc Community Bank

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Advance America

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+1 (408) 842-0263

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Bank of America Home Loans

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+1 (310) 896-3620

www.bankofamerica.com

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