Welcome to Our Online Loan Referral Service

2.8 13 reviews

900 Market St STE L, Oakland, CA 94607, USA
+1 (510) 625-9431
Wednesday
10AM–6:30PM
Thursday
10AM–6:30PM
Friday
10AM–6:30PM
Saturday
10AM–5PM
Sunday
Closed
Monday
10AM–6:30PM
Tuesday
10AM–6:30PM

Feedback about EZ Pay Check Cashing Centers?

Here you grapple with the reviews of our clients.

The guy there is super helpful.

Rosalia Stiedemann

This place is never open.

Mrs. Delia Bartell III

Never answering the phone and can't find my package from ups.

Patience Littel

Pay Attention

Above-shown info provides the details about a exact lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Oakland, Rhode Island

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Oakland, Rhode Island is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will EZ Pay Check Cashing Centers help issue a loan in Oakland, Rhode Island?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the application when lenders in Oakland, ri will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

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US Lending Network

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Vocality Community Credit Union

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First Bank - Lobby by Appointment Only

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ATM - Umpqua Bank

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