Welcome to Our Online Loan Referral Service

4 3 reviews

1939 Harrison St Suite 110, Oakland, CA 94612, USA
+1 (510) 302-0505
www.bankofhope.com
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2007-01-25

Mailing Address

Company Name

Contact Data

What people think about Bank of Hope?

Below you see some of the reviews of our customers.

I recommend Bank of Hope to every person who need extra money. I’ve been using them for 2nd time. Always fantastic service!

Kiera Grimes

Thanks!! The money were deposited to my bank account as agreed – within 2 hours. I repaid the debt before the due date and had no issues. The process is hassle-free and transparent. Be a responsible borrower and you will have no problems.

Daniela Shields

Fast application. I only entered an ID and a bank account. Very quick approval. The first time I was approved for $300 only. Hope the available amount will increase next time. Interest rate is reasonable. Repaid the debt . If required, the term can be also extended.

Prof. Fern Lowe II

Yesterday I needed $800 to cover utility bills. I decided to contact Bank of Hope. They only approved me for $500 but the process itself was legit, and their rates were attractive.

Miss Maximillia Rath Jr.

Important

Now you can review general characteristics of payday loans.

Payday Loans in Oakland, Rhode Island

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Online payday loans can be the right solution to your short-term financial troubles in Oakland , Rhode Island because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a bad credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only loan available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay back your loan commitments in a timely manner.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your payday loan.

APR Calculator

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