Welcome to Our Online Loan Referral Service

2.5 6 reviews

323 20th St, Oakland, CA 94612, USA
+1 (510) 250-8130
www.firstfoundationinc.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2008-12-08

Mailing Address

California, United States

Company Name

First Foundation, Inc.

First Foundation, Inc.

Contact Data

Feedback about First Foundation Bank?

Here you grapple with the reviews of our clients.

Great way to lose potential customers!

Jeffery Thompson

Clean online banking interface and excellent tellers.

Vinnie Botsford MD

Their website and mobile banking interface is slow and unreliable.

Justyn Corwin

Pay Attention

Further there will be presented the details about not a exact lender. The information below will define general information about payday loans and its specific elements.

Payday Loans in Oakland, Rhode Island

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Oakland, Rhode Island is taken out simply and fast. The interest percentage is set respecting the category of the borrower: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will First Foundation Bank help issue a loan in Oakland, Rhode Island?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Lenders in Oakland, ri review this circumstance not a drawback to issue a loan. The recipient of a loan should be ready to objectively assess financial capabilities, take out a loan, repay the debt on schedule and not only handle current issues, but enhance the credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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