Welcome to Our Online Loan Referral Service

4.4 7 reviews

6300 College Ave Suite 110, Oakland, CA 94618, USA
+1 (800) 649-0193
www.1stunitedcu.org
Saturday
Closed
Sunday
Closed
Monday
Closed
Tuesday
10AM–4PM
Wednesday
10AM–4PM
Thursday
10AM–4PM
Friday
10AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about 1st United Credit Union?

Below you get acquainted with some of the reviews of our customers.

1st United Credit Union seems reliable. Used it twice. The first loan approved was small – $300, but next time the limit was increased to $600. Paid off the loan early. The staff were caring, they gave speedy answers to all my questions. No issues. But their interest rates are not the lowest on the net.

Cleveland Hauck Jr.

Good website with affordable rates. They transferred within 3 hours, as promised. I will use 1st United Credit Union again if I need financial assistance.

Esperanza Powlowski

Important

The previous three items charactirize a peculiar lender. But below you can find general data about payday loans.

Payday Loans in Oakland, Rhode Island

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Oakland, Rhode Island. The entire process is stress-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay back your loan commitments in good time.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your payday loan.

APR Calculator

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