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4.9 295 reviews
Loan agency in Oceanside, California

4225 Oceanside Blvd Ste. N, Oceanside, CA 92056, USA
+1 (760) 806-1476
www.advanceamerica.net
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you find some of the reviews of our clients.

Payday loans are easy and I've had a great experience doing this. Great service and employees. 💯

Harmony Zulauf

Great place! So friendly and helpful! If you need a payday loan. Come here!

Verdie Wisoky

I’m not usually one to go for payday loans, but honestly you gotta do what you gotta do when times are tough, especially when there’s a pandemic and a lot of people have

Gianni Muller IV

This is the best cash advance place around. I recommend stopping by here to get a payday loan. Thank you Vanessa for your help 🙏

Ara Will

Vanessa from Oceanside was helpful with informing me of promotional stuff this comapany had to offer. Great customer service offering payday and title loans

Thad Crooks

Important

The above-given information provides the details about a precise financial institution. The information below is about general information about payday loans.

Payday Loans in Oceanside, New York

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is simple and speedy to get approved for payday loans in Oceanside, New York. The interest rate will be set specifically for each applicant and will depend on the personal information the person entered.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can rescue consumers who have low credit scores or have no credit score. But we remind you that as with any debt you should only consider applying for a cash advance if you are assured that you can make payments in good time.

To get accepted for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the payday loan immediately.

APR Calculator

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