Payday Loans Payday Loans Review - Oceanside, California

Loan agency in Oceanside, California

Organization owner?

Oceanside, CA 92054, USA

What people think about Payday Loans?

Below you read some of the reviews of our customers.

Said I was approved for a cash advance loan. Have been waiting 4 days, still no funds I my account. I think it’s fraud.

Miss Lydia Koelpin

So upset!! They approve me for a loan but it’s been 5 days and still no funds in my account! Tired of waiting…. Not sure I will ever get my loan.

Anna Predovic

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Oceanside, New York

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is simple and fast to get accepted for payday loans in Oceanside, New York. The interest rate will be set individually for each applicant and will depend on the personal details the client provided.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have poor credit scores or have no credit score. But we advise you that as with any debt you should only dare applying for a cash advance if you are convinced that you can make payments in a timely manner.

To get approved for a cash advance, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.