Welcome to Our Online Loan Referral Service

1.3 466 reviews

4095 Avenida De La Plata, Oceanside, CA 92056, USA
+1 (760) 639-3500
www.montereyfinancial.com
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–5PM
Saturday
8–11AM

Domain Info

Created Date

1999-03-21

Mailing Address

California, United States

Company Name

Monterey Financial Services

Monterey Financial Services

Contact Data

Feedback about Monterey Financial Services Inc?

Here you grapple with the feedback of our customers.

I hope I never have to take a loan from them again.... #horrible

Danielle Stehr

How do the people who work there sleep at night?

Laury Yundt

Monterey staff answered the phone and all questions quickly & satisfactorily!

Randy Fay V

Pay Attention

Lending companies are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Oceanside, New York

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Hassle-free financial products are considered as payday loans in Oceanside, ny. They are taken out at individual interest rates. They depend on customer's data. It is also significant to repay as much payday loans as possible.

APR

25% small loan cap

How will Monterey Financial Services Inc help issue a loan in Oceanside, New York?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be deposited to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Oceanside, New York. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

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