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4 4 reviews

402 W Ojai Ave #102, Ojai, CA 93023, USA
+1 (805) 646-9909
www.bankofthesierra.com
Thursday
10AM–3PM
Friday
10AM–3PM
Saturday
Closed
Sunday
Closed
Monday
10AM–3PM
Tuesday
10AM–3PM
Wednesday
10AM–3PM

Domain Info

Created Date

1996-04-16

Mailing Address

California, United States

Company Name

Media Temple Inc.

Media Temple Inc.

Contact Data

What people think about Bank of the Sierra?

Below you see some of the reviews of our customers.

Recently I needed $800 to cover car repair bills. I decided to contact Bank of the Sierra. They only approved me for $600 but the process itself was easy, and their rates were good.

Melyna Rodriguez

The process was hassle-free, quick. No surety needed. Thank you a lot. Love their online customer support. No complaints. Would apply again.

Dr. Euna Morissette

Bank of the Sierra seems trustworthy. At least they charge no hidden fees. This was the only company that accepted me for a payday loan.

Rahsaan Windler III

Pay Attention

The above-given information provides the details about a certain financial institution. The information below is about general information about payday loans.

Payday Loans in Ojai, California

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online cash advance loans can be the right solution to your temporary financial difficulties in Ojai , California because they are easily obtained and easily paid off. Your APR will depend on your state law or on the payday lender's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than perfect, or who have bad to no credit history. Bad credit rating may stop you from getting accepted for a bank loan. Payday lenders in Ojai, ca accept individuals with poor credit. You can request a bad credit payday loan online 24/7 and if successful could have the funds in your account within several hours.

To get accepted for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the loan immediately.

APR Calculator

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BBVA Bank

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Loan Pro Financial

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Chase Bank

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HSBC Bank

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