Domain Info
Created Date
2000-11-17
Mailing Address
REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States
Company Name
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Contact Data
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
What people think about Mechanics Bank - Ojai Valley Branch?
Below you get acquainted with some of the opinions of our customers.
I am a loyal customer of Mechanics Bank - Ojai Valley Branch. It is very simple to apply via the net. The APR was good. Their representatives always help quickly.
Darrion Gerhold
Mechanics Bank - Ojai Valley Branch seems honest. They rescued me twice. The first loan approved was small – $500, but next time the limit was increased to $700. Repaid the loan as agreed. The employees were professional, they gave speedy answers to all my questions. No complaints. But their interest rates are not the lowest on the net.
Verner Hegmann
I was embarrassed to borrow from my collegues so I decided to apply for a small loan via Mechanics Bank - Ojai Valley Branch. Found them on the net and the user reviews were good I have already applied 5 times and every time I was eligible same day. Very convenient.
Mya Powlowski
Mechanics Bank - Ojai Valley Branch rescued me in a desperate time. They approved me for a loan although I had credit problems. The process was trouble free and fast. I appreciate their 24/7 customer support service and acceptable rates. I will surely recommend this website to my relatives and friends.
Franz O'Keefe
Important
The above-given information provides the details about a certain financial institution. The information below is about general information about payday loans.
Payday Loans in Ojai, California
A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Online cash advance loans can be the right solution to your unexpected financial issues in Ojai , California because they are easily obtained and easily repaid. Your APR will depend on your state law or on the payday lender's policy.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a poor credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some individuals to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay back your loan commitments as agreed in the contract.
To get accepted for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Ojai, California
Bank of the West
27011 McBean Pkwy Suite 101, Valencia, CA 91355, USA
+1 (661) 288-2006
www.bankofthewest.com
David Akbaryar - CMG Financial Mortgage Loan Officer NMLS# 942928
3160 Crow Canyon Rd, San Ramon, CA 94583, USA
+1 (510) 209-3068
www.cmgfi.com
First Citizens Bank
41520 Ivy St, Murrieta, CA 92562, USA
+1 (951) 461-0411
locations.firstcitizens.com
OneWest Bank
1001 N San Fernando Blvd Suite 150, Burbank, CA 91504, USA
+1 (818) 525-3760
www.onewestbank.com
HomeStreet Bank and Affinity Lending Center
8860 Apollo Way #328, Downey, CA 90242, USA
+1 (626) 646-1792
www.homestreet.com
El Dorado Savings Bank
18726 CA-49, Plymouth, CA 95669, USA
+1 (209) 245-3000
www.eldoradosavingsbank.com
Thrivent Financial-Lutherans
300 James Way # 240, Pismo Beach, CA 93449, USA
+1 (805) 773-2764
www.thrivent.com
