What people think about Fernando's Check Cashing?
Below you read some of the testimonials of our customers.
Fast friendly and reliable service
Mr. Torrance Halvorson III
Been a customer more then 10 years.
Mrs. Verona Shanahan
Important
The previous three items charactirize a peculiar lender. But below you can find common details about payday loans.
Payday Loans in Oxnard, California
A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in Oxnard, California is are easy to get. The APR is individual for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit score an increased chance to get approved for payday loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your means and pay off your loan commitments in good time.
To get approved for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Oxnard, California
Homebridge Financial Services - TeamUrias.com
42007 Fox Farm Rd #4, Big Bear Lake, CA 92315, USA
+1 (909) 866-8877
www.teamurias.com
Flagstar Bank Home Loan Center
24630 Washington Ave STE 102, Murrieta, CA 92562, USA
+1 (800) 945-7700
www.flagstar.com
readysetgo finance
1420 Guerneville Rd, Santa Rosa, CA 95403, USA
+1 (855) 733-3976
www.readysetgofinance.com
Navy Federal Credit Union
1450 Eastlake Pkwy #801, Chula Vista, CA 91915, USA
+1 (888) 842-6328
www.navyfederal.org
Firefighters First Credit Union
7900 Downing Ave Suite C, Bakersfield, CA 93308, USA
+1 (800) 231-1626
www.firefightersfirstcu.org
Bank of Stockton (Sonora)
242 S Washington St, Sonora, CA 95370, USA
+1 (209) 532-3631
www.bankofstockton.com
Orange County’s Credit Union - Lake Forest
21791 Lake Forest Dr Suite 110, Lake Forest, CA 92630, USA
+1 (888) 354-6228
locations.orangecountyscu.org
