What people think about Fernando's Check Cashing?
Below you read some of the testimonials of our customers.
Fast friendly and reliable service
Mr. Torrance Halvorson III
Been a customer more then 10 years.
Mrs. Verona Shanahan
Important
The previous three items charactirize a peculiar lender. But below you can find common details about payday loans.
Payday Loans in Oxnard, California
A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in Oxnard, California is are easy to get. The APR is individual for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit score an increased chance to get approved for payday loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your means and pay off your loan commitments in good time.
To get approved for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Oxnard, California
Valley First Credit Union
645 Herndon Ave Ste 100, Clovis, CA 93612, USA
+1 (559) 225-7228
valleyfirstcu.org
Heather Millspaugh, Finance of America Mortgage LLC
32451 Golden Lantern Suite 203, Laguna Niguel, CA 92677, USA
+1 (949) 547-5848
www.foamortgage.com
Walmart Money Center
Supercenter #1805 79295, Us Hwy 111, La Quinta, CA 92253, USA
+1 (760) 564-3313
www.walmart.com
U.S. Bank ATM - El Dorado Hills - Safeway
2207 Francisco Dr, El Dorado Hills, CA 95762, USA
+1 (800) 872-2657
usbank.com
Advance America
1453 W Yosemite Ave, Manteca, CA 95337, USA
+1 (209) 825-9491
www.advanceamerica.net
Central State Credit Union
5242 N El Dorado St, Stockton, CA 95207, USA
+1 (209) 444-5300
www.centralstatecu.org
First Bank - Lobby by Appointment Only
2027 A S Broadway, Santa Maria, CA 93454, USA
+1 (805) 928-7727
www.first.bank
