Welcome to Our Online Loan Referral Service


542 Lighthouse Ave # 101, Pacific Grove, CA 93950, USA
+1 (831) 655-4300
www.montereycountybank.com
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2000-01-14

Mailing Address

Company Name

Contact Data

What people think about Monterey County Bank?

Below you see some of the opinions of our clients.

I contacted Monterey County Bank for help. Everything was done very fast. Had the money in my account the next morning. Employees are very caring. Best experience!

Meaghan McGlynn

Monterey County Bank seems trustworthy. At least they charge no hidden fees. This was the only company that accepted me for a cash advance.

Alicia Harber

I was embarrassed to borrow from my family so I decided to apply for a payday loan via Monterey County Bank. Found them on the net and the user reviews were good I have already applied 4 times and every time I was approved within an hour. Very nice.

Eldred Kerluke

Important

The previous three items charactirize a specific company. But below you can read common details about payday loans.

Payday Loans in Pacific Grove, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

It is hassle-free and speedy to get approved for payday loans in Pacific Grove, California. The interest rate will be set individually for each person and will depend on the personal details the applicant provided.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a bad credit score an increased chance to get approved for short-term loans. A payday loan may be the only option available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments as agreed in the contract.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Pacific Grove, California

Westamerica Bank

605 W 18th St, Merced, CA 95340, USA

+1 (209) 384-6880

www.westamerica.com

Moneytree

2185 E South St, Long Beach, CA 90805, USA

+1 (562) 423-3224

locations.moneytreeinc.com

Santa Barbara Loan & Jewelry

136 E Victoria St, Santa Barbara, CA 93101, USA

+1 (805) 966-6264

santabarbaraloan.com

Cashback Loans

5275 Riverside Dr, Chino, CA 91710, USA

+1 (909) 287-0200

www.cashbackloans.com

Redwood Credit Union

1010 Grant Ave, Novato, CA 94945, USA

+1 (800) 479-7928

www.redwoodcu.org

Bank of America (with Drive-thru ATM)

120 S Brand Blvd, San Fernando, CA 91340, USA

+1 (818) 898-3033

locators.bankofamerica.com

Speedy Cash

10404 Venice Blvd, Culver City, CA 90232, USA

+1 (310) 558-8433

www.speedycash.com

Smart Payday Loan

29135 S Western Ave, Rancho Palos Verdes, CA 90275, USA

+1 (310) 732-0206

fastcash24.pw

TFC Title Loans - San Jose

715 N 1st St #23, San Jose, CA 95112, USA

+1 (844) 242-3543

www.tfctitleloans.com

Top